What it Costs

FairFX Costs

When you use your UK bank debit or credit card overseas, you may be subject to a number of fees and commissions, and you may receive an inferior Foreign Exchange rate compared to the rate offered by FairFX. The FairFX Currency Card allows you to spend at the currency rate that you loaded your card, and with full transparency over all fees and charges. To compare our rates against others, click here.

SUMMARY BOX

The information contained in this table summarises key product features and is not intended to replace any terms and conditions

On Application
Card Issue Fee
  • Normal card fee £9.95 for initial loads under £500.
  • No fee on orders with £500 or greater initial load.
  • Different fees may apply to promotional offers.
Limits
  • Minimum load amount £10.00 / €10.00 / $20.00
  • Maximum card balance £5,000.00 / €7,500.00 / $10,000.00
Usage restrictions
  • For full details please refer to the Terms and Conditions
Ongoing Features
Transaction Fees Euro & Dollar cards
  • FREE for purchase transactions made in the UK and overseas
Anywhere Card (Pounds Sterling)
  • 1.5% on all transactions including ATM withdrawals.
Cash Withdrawal Fees Euro & Dollar cards
  • €1.5/$2 per ATM withdrawals in the UK and overseas
Anywhere Card (Pounds Sterling)
  • ZERO additional fees for withdrawals made in the UK and overseas
Balance Enquiry
  • FREE online
Top-up fees and limits
  • FREE card load online by Debit or Bank Transfer. 1.5% charge for Credit Cards.
  • Maximum single load £2,500.00, €3,750.00, $5,000.00.
Service fees
  • FREE monthly management fee
  • FREE PIN Re-Issue
Replacement Fee Euro & Dollar cards
  • €9.00/$12.00 per card to replace lost or stolen card
Anywhere Card (Pounds Sterling)
  • £6.00 per card to replace lost or stolen card
Renewal Fee
  • FREE There is no card renewal fee after expiry subject to a minimum of two currency loads during the lifespan of the card
Lost and Stolen Helpline
  • Lo-call rate
Customer Services Telephone Enquiries
  • 80p per minute*
Administration Fee
  • £10.00 per disputed transaction (this may be refunded in certain circumstances)
Closure
 
Cancellation or Redemption
  • £10.00 cash-out fee (cancellation & return or funds)
  • You must have more than £10.00 remaining on the card to redeem the balance
Expiry
  • Card valid for 36 months

*Calls cost from 80 pence per minute including VAT from a fixed BT landline. Calls from mobile and other networks may vary. Please seek permission from whoever pays the bill before calling.