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The Lad Bible

We doubt you’ll be particularly surprised to find out that the United Kingdom is not the cheapest place in Europe to be a student.

These universities throughout the continent teach in the English language, provide a degree of comparable quality that you’d receive over here– and all for a tenth of the fee or less.

So it’s no great surprise that people are heading for all corners of Europe to study, save money and get some sunshine. It really is a win win.

Which countries provide the cheapest studies though? Well, the Times Higher Education (THE) World University Rankings along with travel company FAIRFX have done the leg work for you and here are the results:

Read the full article here.

Tuesday 06 October 2015, 12:21pm

Share Radio

Simon England, Chief Operating Officer at FairFX, talks to Billy Bambrough about the cost of attending university. A recently released rankings table has revealed that the UK is one of the best places to study, but also one of the most expensive.

Listen to the interview here.

Friday 02 October 2015, 03:38pm


With British students soon to decide which universities they want to study at, The Telegraph looks at the cheapest countries for overseas study.

The United Kingdom is one of the most expensive countries for British students to study in, according to new figures. With increased tuition fees and rising costs of living, it can cost in excess of £21,000 per year for students to study in the UK.

Studying in countries such as India and Russia could be five times less expensive than in the UK, according to currency services provider Fairfx.

Read the full article here.

Friday 02 October 2015, 03:30pm


Students looking to pursue a university education in the UK in the near future may want to think again after new research has revealed it to be among the costliest countries in the world to study for a degree.

In accordance to this year’s Times Higher Education’s (THE) World University Rankings, travel money company FAIRFX has compiled a list of the cheapest and most expensive countries in the world to be a student, based on average annual tuition fees and living costs.

Read the full article here.

Thursday 01 October 2015, 05:42pm

Mail Online

- FairFX visited 20 stores yesterday morning and compared different rates
- Customers in Ashford received less money than buyers in Durham
- Nine in 10 travel money customers buy in branch rather than online
- Post Office denies the claim and said findings were due to incorrect data

Customers buying foreign currency at the Post Office could be losing out on money because of where they live, it has been claimed. Buyers could have missed out on up to £35 when buying £500 of euros yesterday morning, a study by travel money firm FairFX alleged. The news emerged as thousands of smaller branches of the chain faced closure following a cost cutting exercise.

Darren Kilner, currency expert at FairFX, said rates at 20 branches varied 'considerably' depending on postcode. He said: 'Depending on where you live or what Post Office you visit, the exchange rate varies considerably.

'Our mystery shoppers found that if you were changing £500 in Ashford, Middlesex, you'd get 47 euros less than if you were changing the same amount, at the same time, on the same day in Durham. 'The Post Office needs to treat its customers more fairly and have one consistent rate across the board and across the UK.'

Read the full article here.

Tuesday 01 September 2015, 10:45am

Mail Online

- Pound has rocketed against Australian dollar and South African rand
- Biggest rise in last year has been against the Russian ruble
- Those heading to euro countries would have obtained far better rate last week

Travellers heading to Australia, New Zealand and South Africa are now getting the best currency rates seen since the financial crisis, data compiled for This is Money reveals.

In the last 12 months alone, the pound has soared 22 per cent against the Australian dollar, giving holidaymakers far more bang for their buck Down Under, according to FairFX figures. Yesterday, travellers could get 2.173 Australian dollars to the pound, compared to 1.778 this time last year, the currency exchange specialist says.

Read the full article here.

Thursday 27 August 2015, 02:24pm


BRITISH holidaymakers heading to Europe this Bank Holiday weekend have been dealt a huge blow after the pound plummeted against the euro over the past week.

Millions of travellers heading away for the last public holiday until Christmas can now expect to get a rate of just €1.36 against sterling compared to a seven-year high of €1.44 just a month ago in mid-July.

It means that British families will see their money buy a lot less in Europe than it would have done only a couple of weeks ago.

The steep decline is in part thanks to the Chinese stock market crash, which has seen investors piling money into the euro and pushing its value up, according to exchange specialist FAIRFX.

However, British jet-setters travelling further afield will happily see cash go further in countries with higher exposure to the fallout from China's slowing economy.

Britons heading to Australia and New Zealand can now benefit from the best rate against the country's two currencies in more than seven years, found FAIRFX.

The pound is also at multi-year highs against the currencies of Thailand, Malaysia and South Africa.

Darren Kilner, currency expert at FAIRFX, said: “Unfortunately, the exchange rate for Brits buying the euro hasn’t fared as well and is now well off the highs seen earlier in the year.

"However, the Chinese situation has also had a dramatic impact on the Australian and New Zealand dollar and South African Rand, so Brits who are looking to travel to these countries will benefit from some of the best currency exchange rates against the pound in years.

"With markets in chaos, keep a watchful eye on currency movements.

"Whether you need to arrange your travel money or make an international money transfer, keeping abreast of the news and currency movements is key to making sure you don’t lose out when buying currency."

Travellers planning a trip abroad can sign up to rate alerts with online currency providers, which will notify users when markets rise to a level at which they are happy to buy their travel cash.

Read the full article here.

Wednesday 26 August 2015, 05:44pm

City AM

As the August bank holiday approaches, thousands of people are preparing to jet off to foreign climes for summer's last hurrah. But as you're packing your swimwear and passport, don't forget foreign currency. Figures compiled exclusively for City A.M. suggest that if you leave it until you reach the airport, you could stand to waste hundreds of pounds.

The research, by FairFX, suggested those travelling from Bristol airport should be particularly mindful of this: it's the south of England's most expensive airport, with an exchange rate of 1.1952 for euros on Monday. That means £1,000 got you €1,195 - a margin of 14 per cent on Monday's exchange rate of 1.3675.

Compare that with the South's cheapest terminal, Gatwick South, where £1,000 got you €1,308, €113 more than at Bristol.

Meanwhile, in the North, Leeds airport took a margin of 15 per cent, while Manchester was the region's cheapest - although with a 13 per cent margin, there wasn't much between the two.

Still - while this week's turbulence has given investors the heebie-jeebies, at least those flying to Australia, New Zealand, Thailand, Russia, Singapore or South Africa are set to benefit, with some of the best exchange rates in seven and a half years, the research suggested.

No such luck for those heading to Europe, where the euro isn't quite as high against sterling as it was during the depths of the Greek crisis, the research suggested we're "still getting more euros for our pounds than this time last year."

Read the full article here.

Wednesday 26 August 2015, 02:58pm

Mail Online

  • A phone or computer charger is the most commonly forgotten travel item
  • Those aged 16 to 24 are twice as likely to forget something than over-55s
  • Men and women are equally likely to leave behind an important item

Feel like you always leave behind an important item or document when heading off on holiday? You aren't the only one.

While a phone or computer charger is the most commonly forgotten item, British holidaymakers have been known to leave everything from passports to sun cream at home.

And though you may think over-55s are the most likely to forget important holiday items, it's actually those between the ages of 16 and 24 who are the worst offenders.

A recent survey from travel money website FairFX polled over 2,000 respondents. They asked Brits to reveal all of the things that they have left behind while travelling, also noting their gender, ages and region.

Read the full article here.

Monday 10 August 2015, 12:40pm

Buying Business Travel

...In a separate move, Portman Travel has agreed an expanded partnership with Fair FX which will see the foreign exchange specialist provide an expense and travel cost platform for the TMC’s clients and travellers. Fair FX also has a web-based system that allows clients to issue staff with pre-paid Mastercards, which can be managed online.

Adrian Parkes, Portman’s chief commercial officer, said: “Our partnership with Fair FX has become stronger over the years, driven by clients’ demands for greater choice in expense management. This is an ideal addition to our extensive product offering, giving clients a true end-to-end travel management offering.”

Read the full article here.

Wednesday 29 July 2015, 11:04am

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