FairFX card costs

FairFX Card Issue Fee £9.95, unless purchased through a special partner offer or if you load £200+ onto the card at time of purchase.
Family and Friends Card Issue Fee £6.00
Monthly Management Fee FREE
Usage Restrictions Please see Terms and Conditions
UK Point Of Sale Transaction Fee Euro and US Dollar cards - no transaction fee. Everywhere card - a 1.4% transaction fee applies to all transactions.
International Point Of Sale Transaction Fee Euro and US Dollar cards - no transaction fee. Please note that an Out of Currency fee may apply* Everywhere card - A 1.4% transaction fee applies to all transactions
ATM Transaction Fee
  • €1.50 for the Euro card
  • $2.00 for the US Dollar card
  • £1 for the Everywhere card (an additional 1.4% transactional fee will also apply)

Please note that some ATMs may apply an additional surcharge.

Over the Counter Bank Branch Withdrawal Fee 1.5% of the transaction value. Subject to a minimum fee of €6.25 / £5 / $7.50
Lost and Stolen Card Block Fee FREE
Customer Service Telephone Enquiries Standard call charges apply.
Lost and Stolen Card Replacement Fee £5.99, €9 or $12
PIN Issue/Re-Issue Fee FREE
Card Load/Reload FREE card load online by Debit card or Bank Transfer. Credit card loads will incur an additional fee of 2.5%
Dispute Administration Fee £10 per disputed transaction (this may be refunded in certain circumstances).
Redemption Fee
  • £10 for Euro and US Dollar cards (€11/$13 when using Unload function in My Account)
  • £10 for Sterling Everywhere Card

* 'Out of Currency Fee' is a 1.4% fee on all transactions (including ATM withdrawals) that is processed in a currency different to your card's designated currency. We have waived the 1.4% fee on Euro and Dollar cards when used in the UK!