FairFX is becoming Equals. Read more

FairFX card costs

Euro card Dollar card Everywhere card
FairFX Card Issue Fee FREE
Family and Friends Card Issue Fee FREE
Monthly Management Fee FREE
Expired Card Admin Fee €2.50 $3.00 £2.00
Applied per month on expired cards with leftover balances.
Usage Restrictions Please see Terms and Conditions
UK Point Of Sale Transaction Fee 1.75% when spending out of currency* FREE
International Point Of Sale Transaction Fee Free when spending in currency and 1.75% when spending out of currency* 1.4% of transaction value
ATM Transaction Fee €1.50 $2.00 £1
Please note that some ATMs may apply an additional surcharge.
Over the Counter Bank Branch Withdrawal Fee 1.5% of the transaction value. Subject to a minimum fee of €6.25 / £5 / $7.50
Lost and Stolen Card Block Fee FREE
Customer Service Telephone Enquiries Standard call charges apply.
Lost and Stolen Card Replacement Fee €9 $12 £5.99
PIN Issue/Re-Issue Fee FREE
Card Load/Reload FREE card load online by Debit / Credit card or Bank Transfer.
Dispute Administration Fee £10 per disputed transaction (this may be refunded in certain circumstances).
Refund Fee on active cards €5 $5 £5

Business and personal use

  • If you have expressed that your Prepaid Card will be used for business and personal spending then you will have been issued with a card number that begins with 5116.
  • If your Prepaid Card number begins with 5116, the following ATM Transaction Fee and UK Point Of Sale Transaction Fee will be applicable instead of what is outlined above.
  • All other Prepaid Card fees are applied as normal.
Euro card Dollar card Everywhere card
ATM Transaction Fee €0.75 $1 £0.50 (an additional 1.4% transactional fee will also apply on transactions abroad)
UK Point Of Sale Transaction Fee 1.75% when spending out of currency* Free

* A 1.75% out of currency fee is charged when you use the card in a different currency to what is held on the card (including ATM withdrawals).