FairFX card costs

FairFX Card Issue Fee £9.95, unless purchased through a special partner offer or if you load £200+ onto the card at time of purchase.
Family and Friends Card Issue Fee £6.00
Monthly Management Fee FREE
Expired Card Admin Fee
  • €2.50 for the Euro card
  • $3.00 for the US Dollar card
  • £2.00 for the Everywhere card
Applied per month on expired cards with leftover balances.
Usage Restrictions Please see Terms and Conditions
UK Point Of Sale Transaction Fee
  • Everywhere Sterling Card - 1.4% of transaction value
  • US Dollar Card - 1.75% when spending out of currency*
  • Euro Card - 1.75% when spending out of currency*
International Point Of Sale Transaction Fee
  • Everywhere Sterling Card - 1.4% of transaction value
  • US Dollar Card - Free when spending in currency and 1.75% when spending out of currency*
  • Euro Card - Free when spending in currency and 1.75% when spending out of currency*
ATM Transaction Fee
  • €1.50 for the Euro card
  • $2.00 for the US Dollar card
  • £1 for the Everywhere Sterling card

Please note that some ATMs may apply an additional surcharge.

Over the Counter Bank Branch Withdrawal Fee 1.5% of the transaction value. Subject to a minimum fee of €6.25 / £5 / $7.50
Lost and Stolen Card Block Fee FREE
Customer Service Telephone Enquiries Standard call charges apply.
Lost and Stolen Card Replacement Fee £5.99, €9 or $12
PIN Issue/Re-Issue Fee FREE
Card Load/Reload FREE card load online by Debit card or Bank Transfer. Credit card loads will incur an additional fee of 0.5%
Dispute Administration Fee £10 per disputed transaction (this may be refunded in certain circumstances).
Refund Fee on active cards
  • €5 for the Euro card
  • $5 for the US Dollar card
  • £5 for the Everywhere card

If you have expressed that your Prepaid Card will be used for business and personal spending then you will have been issued with a card number that begins with 5116. If your Prepaid Card number begins with 5116, the following ATM Transaction Fee and UK Point Of Sale Transaction Fee will be applicable instead of what is outlined above. All other Prepaid Card fees are applied as normal.

ATM Transaction Fee
  • Euro card - €0.75
  • US Dollar card - $1
  • Everywhere Sterling Card - £0.50 (an additional 1.4% transactional fee will also apply on transactions abroad)
UK Point Of Sale Transaction Fee
  • Everywhere Sterling Card - Free
  • US Dollar Card - 1.75% when spending out of currency*
  • Euro Card - 1.75% when spending out of currency*

* A 1.75% out of currency fee is charged when you use the card in a different currency to what is held on the card (including ATM withdrawals).