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Multi-currency card

Get your free physical or virtual multi-currency card to use in over 190 countries around the world, wherever Mastercard is accepted.
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How we keep your money safe
Because FairFX accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.

Put the world in your wallet

With our new online platform and mobile app, easily manage your spending money in more local currencies than ever before.
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Virtual cards
Get instant access to virtual FairFX cards, ready to spend whenever you are.
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Rewards
Earn up to 3.5% cashback in-store or online at some of the UK’s top high street retailers.
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Hold 21 currencies all on one card

From the slopes to the sea, use your multi-currency card to spend in over 190 countries in more than 35 million locations around the world, wherever Mastercard is accepted.
From the slopes to the sea, use your FairFX Currency Card to lock in great rates with no hidden fees.
Spend in over 190 countries in more than 35 million locations around the world, wherever Mastercard is accepted.
GBP
Pound sterling
1.0000
UK
EUR
Euro
1.0000
Euro flag icon
USD
US dollar
1.0000
United states icon flag
AUD
Australian dollar
1.0000
CAD
Canadian dollar
1.0000
DKK
Danish krone
1.0000
HKD
Hong Kong dollar
1.0000
HUF
Hungarian forint
1.0000
JPY
Japanese yen
1.0000
NZD
New Zealand dollar
1.0000
NOK
Norweigan krone
1.0000
PLN
Polish złoty
1.0000
ZAR
South African rand
1.0000
SEK
Swedish krona
1.0000
CHF
Swiss franc
1.0000
GBP
Pound sterling
EUR
Euro
1.0000
USD
US dollar
1.0000
United Arab Emirates flag icon
AED
UAE dirham
1.0000
Australia flag icon
AUD
Australian dollar
1.0000
Canada flag icon
CAD
Canadian dollar
1.0000
Denmark flag icon
DKK
Danish krone
1.0000
Hong Kong flag icon
HKD
Hong Kong dollar
1.0000
Japan flag icon
JPY
Japanese yen
1.0000
New Zealand flag icon
NZD
New Zealand dollar
1.0000
Norway flag icon
NOK
Norwegian krone
1.0000
Poland flag icon
PLN
Polish złoty
1.0000
South Africa flag icon
ZAR
South African rand
1.0000
Sweden flag icon
SEK
Swedish krona
1.0000
Switzerland flag icon
CHF
Swiss franc
1.0000
CZK
Czech koruna
1.0000
ILS
Israeli shekel
1.0000
RON
Romanian Leu
1.0000
SGD
Singapore dollar
1.0000
HUF
Hungarian forint
1.0000
TRY
Turkish lira
1.0000
GBP
Pound sterling
EUR
Euro
1.0000
USD
US dollar
1.0000
AUD
Australian dollar
1.0000
CAD
Canadian dollar
1.0000
DKK
Danish krone
1.0000
HKD
Hong Kong dollar
1.0000
HUF
Hungarian forint
1.0000
JPY
Japanese yen
1.0000
NZD
New Zealand dollar
1.0000
NOK
Norweigan krone
1.0000
PLN
Polish złoty
1.0000
ZAR
South African rand
1.0000
SEK
Swedish krona
1.0000
CHF
Swiss franc
1.0000
View more currencies
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Rates last updated on Wednesday 16th September at 08:38
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Pricing and fees

Here you can see a full list of fees for our multi-currency card.
Cards
  • check mark Icon

    Free first card order

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    Free replacement card for the first replacement, £6 for subsequent ones

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    Free card renewal

  • check mark Icon

    Free monthly management fee

  • check mark Icon

    £2.00 per month expired card administration fee (or other currency equivalent) on expired cards with leftover balances

Transactions
  • check mark Icon

    Free in one of the 21 supported currencies

  • check mark Icon

    2.25% fee applied for any other currency

  • check mark Icon

    Over the counter cash withdrawals cost a £2.00 flat rate + 3.75% of the transaction amount

  • check mark Icon

    Point of sale, free when in one of 21 currencies

  • check mark Icon

    £1.00 fee for UK and International ATM withdrawals

  • check mark Icon

    £5.00 GBP to GBP transfer fee (refund fee)

  • check mark Icon

    Free card load fees

  • check mark Icon

    £0 international payment fees

Expert human support

Our customer service team is on-hand to give you real, human support through live chat (Mon-Fri, 09:00-17:00) or by email 365 days a year.
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Need to know more?

How can I check my PIN if I’ve forgotten it?

You can always view your PIN in the FairFX Currency Card app wherever you are on your travels. Alternatively, you can check your PIN in your online account by visiting the website and signing in.

How much can I withdraw from an ATM?

You can withdraw up to £1,500 per day, or local currency equivalent, from an ATM using the FairFX Currency Card, although this must be done as three separate withdrawals of £500.

How do I top up my card?

You can top up in 15 currencies at great rates using the FairFX Currency Card app, or by signing in to your account online.
More FAQs
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FairFX is a trading style of Equals Money Plc. is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with the Firm Reference Number (FRN) 488396. Company registered in England and Wales, with the Registration No. 05539698. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ, UK. Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised as an Electronic Money Institution by the FCA with the Firm Reference Number (FRN) 900493. Company registered in England and Wales, with the Registration No. 09558664. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ, UK. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.
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