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Terms & conditions

From time to time, we may make changes to our terms.
Terms
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General
From-August 24th 2023
If your card number starts with 558047 or 549619, these terms apply to you.
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General
Pre-August 24th 2023
If your card number starts with 539250 or 533919, these terms apply to you.
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Customer terms
Retail Terms and Conditions
These retail customer terms and conditions apply to customers who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.
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Product terms
Card Service Terms
These product terms and conditions apply to customers with card services who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.
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Product terms
FX Service Terms
These product terms and conditions apply to customers with card services who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.
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Product terms
Cashback Terms
These product terms and conditions apply to customers with card services who signed up on or after 1st September 2025, and will apply to existing customers from the 1st November 2025.
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FairFX is a trading style of Equals Money Plc. is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with the Firm Reference Number (FRN) 488396. Company registered in England and Wales, with the Registration No. 05539698. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ, UK. Cards are issued by Equals Money International Limited pursuant to licence by Mastercard International Inc. Equals Money International Limited is authorised as an Electronic Money Institution by the FCA with the Firm Reference Number (FRN) 900493. Company registered in England and Wales, with the Registration No. 09558664. Registered Address: 3rd Floor, Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ, UK. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.