FairFX Prepaid Mastercard

FairFX prepaid card: The personal spending solution

Currency Cards

Simplify your personal spending at home or abroad with a FairFX prepaid Mastercard. Stay in control wherever you are with the FairFX mobile app, easily top up your card balance, spend, and earn up to 3.5% cashback at select UK retailers.

FairFX Currency Cards
Card icon
More than
1 million
cards issued

Our customers say it best,
rated ‘Excellent’ on Trustpilot.

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Spend at over
35 million
locations

Personal spending, no matter the scenery

The perfect alternative to traditional debit or credit cards, FairFX prepaid Mastercards are the personal spending solution for you, no matter where you spend your time.

From the beaches of the Amalfi Coast to the canals of Amsterdam to your local supermarket, FairFX gets you more for your money.

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Spend globally

Spend in over 190 countries in more than 35 million locations around the world, wherever Mastercard is accepted.

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Control spending

Review transactions, check your balance, and pause or resume your card instantly if lost or misplaced, all from the FairFX mobile app to stay on top of spending.

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Cashback rewards

Earn up to 3.5% cashback in-store or online at some of the UK’s top high street retailers.

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Chief Economist Jeremy
Quotation
Having a Linked Card from FairFX has been brilliant for family group holidays. It has been easy to top up the main card and then distribute those funds using the app to group members' cards.
Trustpilot review 5 stars

TC Taylor

Personal spending simplified

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Order your card today with no subscriptions and no monthly fees.
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Reduce overspending and top up funds as you need them to stay within your personal spending budgets.
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Hold and spend in 15 different major currencies, all on a single card.
Quotation
Having a Linked Card from FairFX has been brilliant for family group holidays. It has been easy to top up the main card and then distribute those funds using the app to group members' cards.
Trustpilot review 5 stars

TC Taylor

Share money with children

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Give them a safe place to keep their pocket money and learn about finances.
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Support them at university or college by sharing money for resources, groceries and bills.
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Help them see more of the world while travelling by adding money in up to 15 major currencies.

Linked Cards are available for anyone over the age of 13.

Quotation
I have Linked Cards for both my children (since the age of 14) so they have a bit of independence with spending money whilst we’re away.
Trustpilot review 5 stars

E P

FairFX payments team Emma
Quotation
I have Linked Cards for both my children (since the age of 14) so they have a bit of independence with spending money whilst we’re away.
Trustpilot review 5 stars

E P

Chief Economist Jeremy
Quotation
Having a Linked Card from FairFX has been brilliant for family group holidays. It has been easy to top up the main card and then distribute those funds using the app to group members' cards.
Trustpilot review 5 stars

TC Taylor

Holiday spending money

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Ideal for group holidays, Linked Cards allow you all to use the same balance in any of our 15 currencies.
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If you’re away with a partner, split the costs of day trips, meals, car hires and more with a shared balance.
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Spend with great rates at 35 million locations worldwide, whether it’s in one of our 15 currencies or another at popular destinations like Croatia, Dubai or Turkey.
Quotation
Having a Linked Card from FairFX has been brilliant for family group holidays. It has been easy to top up the main card and then distribute those funds using the app to group members' cards.
Trustpilot review 5 stars

TC Taylor

For help at home

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Give nannies, gardeners or anyone else helping you at home budget for extra spending when it’s needed.
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If you or someone you know needs help their weekly shopping, they can share money securely without needing to leave their home.
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Up to 3.5% cashback can be earned through Linked Cards at some of the UK’s top retailers and supermarkets.
Quotation
I have used FairFX for many years now and it is great to have such a useful way to handle money in a private and secure way both in the UK and abroad.
Trustpilot review 5 stars

Charles Cook

FairFX payments team Emma
Quotation
I have used FairFX for many years now and it is great to have such a useful way to handle money in a private and secure way both in the UK and abroad.
Trustpilot review 5 stars

Charles Cook

FairFX app transactions

Stay in control, wherever you are

Through the FairFX Currency Card app, you can manage all your Linked Cards with ease and add money while on the move.

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Top up cards at great rates if someone has a trip coming up or their balance is low.
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Move any leftover money over to a different currency, ready to use again.
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If someone misplaces a card, pause it in a tap and resume it again when safe.
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You can also review transactions and check balances or PINs in your online account.
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No1 Lounges
Airport lounges

Make yourself at home with 25% off lounge access with No1 Lounges.

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Hertz
Car hire

10% off and complimentary access to Hertz Gold Plus Rewards®.

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EatWith
Immersive food experiences

Access to authentic culinary events in 110 countries and €10 off your booking.

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Holiday Extras
Airport parking and hotels

10% off airport parking and hotels, getting your holiday off to a perfect start.

Spend at home and earn rewards
The FairFX Currency Card isn’t only for your travels, add money to your GBP balance and spend in the UK too without any added fees. Even better, you can earn 3.5% or more in cashback at some top high street retailers, whether it’s in-store or online.
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No subscriptions, no monthly fees
We’re up front about the fees for our new multi-currency card which means you won’t get stung by any charges further down the line.

Cards

Cards icon

Cards

First card order
Free
Linked card order
Free
Replacement for first lost/stolen card
Free for the first replacement card, £6 for subsequent ones
Expired card administration fee
£2.00 per month or currency equivalent on expired cards with leftover balances
PIN change
Free
Card renewal
Free
Monthly management fee
Free

Transactions

Transactions icon

Transactions

In one of the 15 currencies on your card
Free
In any other currency
1.75%
UK ATM withdrawals
£1.00
International ATM withdrawals
£1.00
Over the counter cash withdrawal
£2.00 flat rate + 3.75% of the transaction amount
Card load fees
Free
Refund fee
£5.00
Point of sale
Free when in one of 15 currencies

Let’s get started

Ordering Linked Cards is simple and can be done quickly whether you’re new to FairFX or an existing customer.

Choose between separate or shared balance cards and we’ll get them sent to you or, if you would prefer, straight to your cardholders.

FairFX app add money
FairFX customer service image
Louis
Customer Service Advisor

Expert, human support

Our UK-based customer service team is on-hand to give you real, human support through live chat Mon-Fri, 09:00-17:00. Alternatively, you can get in touch for email support 365 days a year.

Need to know more?

How can I add money to a Linked Card?

Open the app and select ‘Cards’ at the bottom of your screen, then press ‘Add Money’ under the card you wish to top up. On the next screen, choose ‘Top up’ to add money directly from your bank account or ‘Exchange’ to move money across from your personal card.

Linked Cards can only be managed through our mobile app, if you don’t have access to a mobile and need to transfer money, please get in touch.

How do I activate a Linked Card?

Linked Cards must be managed through our mobile app.

To activate them, open the app and select ‘Cards’ at the bottom of your screen. You will then be able to see all your cards, including Linked Cards. Select ‘Activate’ under the card you are looking to set up.

Can people I’ve given Linked Cards to earn cashback rewards?

Yes, if they use their Linked Cards at any of our participating retailers they will earn up to 3.5% cashback on their purchases, which will be credited to your account.

What are the ATM withdrawal limits?

Linked Card users can withdraw up to £1,500 per day, or local currency equivalent, from an ATM.

Because life is for sharing

Payment
Get more for your money
Add money to your Linked Cards at great rates or move it between the 15 available currencies, ready for another trip.
Payment
A secure way to share
If you’re ordering cards for youngsters, transactions associated to betting or adult services will be blocked. You can also pause cards whenever you need to.
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Your money, your way
Choose between shared or separate balance cards for your users. Cards can be used anywhere in the world with low fees applied to transactions outside of our 15 currencies.